Sobre

• Company Description
• Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.
• Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
• Job Description
• This position is responsible for supporting the Compliance Director for the oversight, support and monitoring of the application of the Compliance Program in Brazil. The position is a critical partner to the business, to ensure that Visa has effective risk management, decision-making and review of key processes to ensure we meet international standards, the requirements of regulations and laws of the United States and of the countries in which we operate.
• Collaboration with Visa’s Financial Intelligence Analytics Center on activities including additional and enhanced due diligence applied to AML/ATF & Sanctions cases, including direct communications and requests for information from clients and partners.
• Ensuring that the business has effective controls, risk assessment, processes and procedures to meet obligations of internal policy and international and local regulations, laws and requirements.
• Support the review of business strategies, activities and transactions, assessment of risk and development and execution of risk mitigation action at regional, country, program and product level.

Support the Compliance team to ensure Visa Conecta and it’s clients and partners are in compliance with local regulatory requirements for which our operations in Brazil are subject to and provide required reporting to regulatory authorities, including

• Design, implement and execute transaction monitoring and testing,
• Conduct onboarding and ongoing due diligence of clients and partners,
• Perform periodic testing against procedures to ensure the operation and clients are meeting the obligations,
• Submit regulatory reports documenting results of testing and work with clients and internal stakeholders to address any remediation required
• Support the Visa Conecta employees in understanding of the Compliance Program and Code and drive effective inclusion of Compliance in business activities and strategies.
• Communicate openly and develop strong and effective internal business partnerships and drive regulatory compliance matters.
• In collaboration with Compliance Director, provide support to regulators, clients and partners on the Visa Compliance Program.
• Execution of due diligence requirements of the Anti-Bribery/Anti-Corruption Program, AML/ATF & Sanctions Programs, including third party due diligence, provision of AML/ATF workshops and education for Clients.
• Support Compliance Director in managing activities related to Business Conduct and Ethics.
• Work with other control groups including Legal and Government Relations to maintain an understanding of the legal and regulatory landscape including the support and maintenance of the legal and regulatory obligations inventory as it applies to Visa Conecta.
• Perform targeted testing of key processes and control design and effectiveness to ensure risk mitigation objectives are met most efficiently and with least impact on business operations.
• Assist the business in developing and enhancing the first line of defense to ensure compliance with local regulatory requirements, ensuring that risks are being adequately managed and that the business is in compliance with company policy.
• Continually identify opportunities for program and process efficiencies while ensuring sufficient controls are in place, partner with the business to drive identified process and control improvements.
• Support on business education on policy requirements, including delivery of localized training, tailored to the country, business and support function needs.
• Develop and analyze comprehensive reporting including local dashboard of Compliance Program activity, metrics and performance assessment.
• Reports to the Brazil Compliance Director which in turn reports to the Latin America & Caribbean Compliance Leader and Global Compliance team.
• Liaises closely with functional colleagues around the world to develop and refine best practices
• Works with cross divisional business teams as subject matter experts on compliance issues.
• Assist the Regional Compliance Officers or Global teams on Client due Diligence, Enhanced Due Diligence, Additional Due Diligence, AML reviews and Onsite Reviews program in accordance with AML Policies and Procedures.
• Conduct AML/ATF assessments of Visa Conecta services and products, to identify and mitigate inherent AML, ATF and Sanctions risks.
• Conduct onboarding and ongoing due diligence of clients and partners.
• Support the Regional Compliance Officers on training in order to continually educate staff on AML/ATF and sanctions risks, issues, processes and controls.
• Actively works with clients to identify potential AML program element gaps and remediation plans.
• Responsible for screening against sanctions lists.
• Perform ongoing monitoring of Visa Conecta clients.
• Track issues to ensure they are resolved in a timely manner.
• Contributes to the development, preparation, and maintenance of AML/ATF local policies and procedures.
• Ensure close communication and sharing information with client teams.
• Support the Compliance team to ensure clients and partners are in compliance with local regulatory requirements under Visa Brazil Rules and Brazilian regulation for which our operations in Brazil are subject to.
• Assisting in response to compliance questions and requests from other departments.
• Support the Regional Compliance Officers in local reports to the Global team.
• Participate in AML/Sanctions and Compliance team meetings.
• This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
• Qualifications
• 6 or more years of relevant work experience in Brazil in compliance in the payments and financial services industry with a bachelor’s degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD).
• Legal backgrounds are not mandatory but welcome.
• Professional AML / ATF accreditation. Knowledge of AML/ATF risks and typologies.
• Knowledge of payments industry products, emerging products, regulations and related trends
• Experience with Brazilian Central Bank (BCB), Bank Secrecy Act (BSA), USA PATRIOT Act, and Sanctions programs.
• Working knowledge of global AML and sanctions regulations and regulatory expectations.
• Experience conducting research and analysis involving client due diligence requirements.
• Excellent research and analytical skills.
• Excellent written, oral, presentation and interpersonal skills.
• Native Portuguese. Proficient to read, write, speak in English required. Spanish, a plus.
• Proficiency in MS Suite with advanced knowledge of MS Excel, Word and PowerPoint.
• Superior record keeping and organizational skills as well as attention to details.
• Self-motivated and adept at working independently or in a team on multiple and varied tasks.
• Ability to perform under pressure and capable of working collaboratively with employees throughout the company.
• Flexible working in an environment where needs are continually changing.
• CAMS certification is a highly desirable differentiator.
• Additional Information
• Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.